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How to Choose a Reliable Roofer in 2026

Don’t get burned by storm chasers by knowing how to choose a reliable roofing contractor. From roof repairs to full replacements, here is the 2026 checklist to verify a roofer’s license, insurance, and ethics. Plus, see the 5 questions scams can’t answer.

Date Published:
Andre Kazimierski, President and Co-Owner of HomeHero Roofing
Andre Kazimierski
President & Co-Owner · 18 Years Experience

Here’s the quick answer for how to choose a good roofing contractor. A reliable roofer has an active Illinois license you can verify, recent positive reviews from your area, clear pricing, no deposit required, and a 10-year+ workmanship warranty in writing.

If they check those boxes, you’re probably in good hands but, if not, keep looking.

how to choose a good roofing contractor

And if it’s your first time hiring a roofer, this guide is designed for you as a homeowner as well.

What Picking a Good Roofing Contractor Looks Like in 2026

Your parents hired roofers by asking neighbors and picking the guy who’d been around the longest. That made sense in 1995.

In 2026, you can verify a license in 30 seconds, read 100 reviews before breakfast, and spot a storm chaser from three towns away.

The information asymmetry that used to favor roofing contractors now favors you. But only if you know what to look for when picking the best roofing company for your home.

Getting three quotes still makes sense in 2026But you can do most of the comparison from your computer before anyone steps on your property. Take your home’s square footage and ask each company: “What does a typical [X] sqft asphalt shingle roof replacement cost, or what’s your range?” You’ll quickly learn who’s transparent and who’s evasive.

The 2026 Roofer Checklist

Print this 2026 roofer checklist out. Use it to screen roofing companies before and during the process. Each item links to detailed guidance below, ultimately helping you find the right roofing contractor.

Before You Call

During the Call

During the Estimate

In the Quote (must be written or a digital copy)

Should I Still Ask for References in 2026?

Yes, but be realistic about what you’ll get.

Roofers will only share good references. Some will share friends, family, or fake contacts. And most homeowners don’t have time to play phone tag with a list of strangers who may or may not call back.

If you ask for references, ask for one in your neighborhood that you could drive by. You’ll see the work yourself, verify they actually did a job nearby, and skip the awkward phone calls. A roofer who can’t point you to a recent job in your area probably hasn’t done one.

reliable roofer references neighbor completed roof project recently

That’s why asking your neighbors for referrals is still a good idea, assuming they’ve recently replaced their roofs in the past two years. But only if the contractor continued to get good online reviews since working with that particular neighbor.

Trust Score: A Modern Way to Compare Roofing Contractors

The checklist above tells you what to look for in roofing services. But how do you compare three roofers who all seem to check the boxes? That’s why we developed the Trust Score system to evaluate high-quality roofers.

We analyzed over 2,000 reviews across roofing contractors in Chicago’s western suburbs, personally verified every contractor’s Illinois roofing license through IDFPR’s online database, and weighted 11 factors based on what actually predicts quality and reliability.

Trust Score Tiers

ScoreWhat It Means
8.5 – 10.0Best. Hire with confidence. Verified credentials, excellent reviews, transparent practices.
7.0 – 8.4Better. Solid choice. May have minor gaps in documentation or fewer recent reviews.
5.5 – 6.9Minimum. Acceptable but proceed with caution. Get everything in writing.
Below 5.5Avoid. Too many red flags. Keep looking.

For the full methodology and factor weights, see the Appendix: How the Trust Score Works at the end of this guide. Many of these data points can be used to choose both roofers and any home improvement contractor near you.

Why trust roofers to tell you how to evaluate roofers?Fair question. We built HomeHero from scratch in 2023, which means we went through every verification step recently: licensing exams, insurance applications, manufacturer certification programs, building our review presence from zero. We know exactly what it takes because we just did it. Combined with 30 years of industry experience between our ownership team, we’ve seen both sides: what great roofers do, and what shortcuts bad ones take.

Before You Call: Do Your Homework First

Fifteen minutes of research before you pick up the phone can save you thousands of dollars and months of headaches when dealing with local roofing contractors.

The Era of the Jack-of-All-Trades Contractor is OverA general contractor who does roofing, siding, windows, decks, and bathrooms splits their attention across a dozen trades. A roofing specialist does one thing all day, every day. Their crews are faster. Their warranties are stronger. When something goes wrong, you’re dealing with the roofer and their project manager, not a subcontractor or outsourced call center.

What a Good Roofer’s Website Looks Like

Before you pick up the phone, spend five minutes on their website. A contractor’s website tells you a lot about how they run their business. If the basics aren’t there, that can signify bigger problems.

Non-Negotiables (If These Are Missing, Move On):

  • Illinois roofing license number displayed (starts with 104 or 105)
  • Real physical address (not a PO Box or virtual office)
  • Phone number that’s easy to find
  • Mention of insurance and bonding
  • Service areas clearly listed

A website missing any of these is either hiding something or doesn’t take their business seriously. Either way, you don’t want them on your roof.

good roofer website licensed insured reviews

What Great Roofer Websites Include:

The best contractors invest in their websites because they’re building a long-term business, not chasing the next storm. A polished site with real information signals a company that cares about earning your trust before they ever show up at your door.

License Verified on IDFPR

Trust Score Impact: 1.1 points (highest weight)

Illinois requires roofing contractors to hold an active license from the Illinois Department of Financial and Professional Regulation (IDFPR). No license means no legal recourse if something goes wrong.

How to check: Go to IDFPR License Lookup. Search under “Roofing Contractor.” Type in the roofer’s license number. Look for:

  • Status: Active
  • License type: starts with 104 (residential up to 8 units) or 105 (unlimited)
  • Disciplinary history: None
  • Qualifying party: Ideally the owner
HomeHero ExampleLicense #104.019924 / #105.010799. Active license (exp 12/31/2027). Matt Balducci is the qualifying party and co-owner. No disciplinary history. Verified in 30 seconds.
HomeHero Roofing license illinois

The image above of HomeHero’s license shows you what a valid Illinois Roofing license looks like.

Insurance Confirmed

Also called a COI, a roofer’s general liability insurance protects you if something goes wrong during the roofing work.

If a worker falls off your roof and the company doesn’t have workers compensation, you could be liable.

What to require:

  • General liability (COI): $1 million minimum, $2 million aggregate preferred
  • Workers compensation: Required in Illinois for any company with employees
  • Surety bond: Illinois requires $10,000 for Limited licenses, $25,000 for Unlimited
HomeHero Example$2,000,000 general liability, fully bonded, workers comp active. COI available same-day on request.
Liability insurance, workers compensation, bonding document HomeHero

Above is what a roofing company certificate of liability insurance with workers compensation and bonding looks like.

Privacy Notice: We have blocked out the names of our carriers and policy numbers as this is sensitive information we cannot share on a public webpage. If you are a customer or potential customer who would like to verify these details, please contact HomeHero and we are happy to share them with you directly.

Illinois Roofing Contractor License Renewal Date: Roofer licenses in the state of Illinois must be renewed by December 31 of odd-numbered years (the next cycle being December 31, 2027). Each state has a way to verify a roofer’s license is in good standing. In Illinois, you can check using the IDFPR licensing lookup tool.

Recent Google Reviews

Trust Score Impact: Average Rating (1.1 pts) + Review Velocity (1.1 pts) + Review Volume (0.7 pts) = up to 2.9 points

Not all online review platforms are created equal. Some allow businesses to pay for better placement or suppress negative reviews. Our Trust Score weights Google reviews most heavily because they’re the first thing most homeowners see.

recent reviews chart homehero roofing

Best platforms: Google, Facebook, Better Business Bureau, and NextDoor. Harder to manipulate.

Use with caution: Yelp (some passive pay-to-play filtering), and Angieslist (contractor profiles won’t show up unless they pay).

What to look for:

  • Recency: Reviews from the past 12 months show current performance
  • Better Business Bureau: A good roofer must be Accredited with no recent complaints and an A+ BBB rating
  • Location: Reviews from your town or nearby suburbs
  • Patterns: Same complaint repeated = warning sign
HomeHero Example120+ Google reviews, 4.99 average. 67 five-star reviews in 2025 alone with an A+ BBB rating (fully accredited). Reviews from Downers Grove, Naperville, Hinsdale, La Grange, and surrounding towns.

Here’s what a great local roofing contractor’s BBB profile should look like.

Manufacturer Certification

Trust Score Impact: 0.7 points

Certifications like Owens Corning Preferred Contractor, GAF Master Elite, or CertainTeed SELECT ShingleMaster aren’t just marketing badges. To earn them, contractors must meet training requirements, carry adequate insurance, and maintain quality standards. They also unlock enhanced warranty options.

HomeHero ExampleOwens Corning Preferred Contractor. Uses Owens Corning materials exclusively.

Owens Corning, CertainTeed and GAF certificates may require additional safety training or a certain number of material orders to qualify. This is what makes them a valuable filter for quality roofers.

Below is what a preferred contractor certificate from Owens Corning should look like.

Owens Corning preferred roofer certificate HomeHero

Next comes the initial phone call with the roofer. Most good roofers have an online quote form you can complete as well as a phone number you can call to arrange a free inspection.

Fast Responses Signals Good Roofer Fundamentals

A good roofer responds quickly to both online form inquiries and phone calls, within minutes or the same-day is best. If you call them late, next day is fine.

Anything over 24 hours should give you pause.

By the way, any residential roof inspection should be free if a local roofing company is reputable.

During the Call: Questions to Ask

The first phone call is a job interview and a fast response indicates a well run roofing operation.

During your call, ask direct questions and pay attention to how they respond.

Not sure what evasion sounds like? See How to Tell If a Roofer Is Lying.

Gave License Number Immediately

Ask: “What’s your Illinois roofing license number?”

  • Good answer: They give it to you immediately, without hesitation.
  • Red flag: They don’t know it, have to look it up, or get defensive.
HomeHero Example“Our license number is 104.019924 / 105.010799. You can verify it on IDFPR.”

Offered to Send Insurance (COI) Same-Day

Ask: “Can you send me your Certificate of Insurance (or COI) today?”

  • Good answer: “Absolutely, I’ll email it this afternoon.”
  • Red flag: Delays, excuses, or “we can get that after we sign.”
HomeHero ExampleCOI sent same-day. $2M liability aggregate, workers comp, and bonding all documented.

No Deposit Required

Ask: “Do you require a deposit?”

  • Good answer: “No deposit required. You pay when the job is complete.”
  • Red flag: Anything over 30% upfront. Large deposits protect the contractor, not you.
HomeHero Example$0 down. Payment due at completion. Financing available through third-party lender.

Also, ask if they offer financing. Most reputable roofing contractors do.

Inspection Includes Attic

Ask: “What does your inspection include?”

  • Good answer: “We inspect the roof and the attic. I’ll take photos and walk you through what I find.”
  • Red flag: “I’ll take a quick look from the ground” or no mention of attic.
HomeHero ExampleEvery inspection includes roof and attic. Photos provided. Findings explained on-site.

Full Tear-Off Standard

Ask: “Do you do full tear-offs or layovers?”

  • Good answer: “Full tear-off down to the decking on every job. We don’t do layovers.”
  • Red flag: “We can do a layover to save you money.” Layovers hide problems and reduce roof lifespan.
HomeHero ExampleFull tear-off down to decking standard on every job. Decking inspected. No layovers.

During the Estimate: What Should Happen

A proper roof inspection takes time. If someone spends ten minutes on your driveway and hands you a quote, they’re guessing.

Also, timeliness matters. If a roofer is late to an inspection or reschedules multiple times, that’s a yellow flag of a potential unreliable roofing contractor.

Being on time is even more important if they took days to respond to your initial request or phone call.

Inspected Roof AND Attic

On the roof:

  • Shingle condition: cracking, curling, missing granules
  • Flashing around chimneys, vents, skylights
  • Ridge caps and hip caps
  • Gutters, fascia, and soffit
  • Ventilation: ridge vents, box vents, soffit vents
attic inspection water damage plywood decking

In the attic:

  • Active leaks or water stains on decking
  • Mold or mildew indicating moisture problems
  • Daylight showing through the roof deck
  • Decking condition: soft spots, rot
  • Ventilation adequacy

Took Photos

A professional inspector documents what they find. Photos protect both you and the contractor. Furthermore, extensive photo documentation is required for any roof insurance claims resulting from storm, hail or wind damage.

storm wind damage roof insurance

HomeHero ExamplePhotos taken during every inspection and shared with homeowner. Findings documented.

Explained Findings Clearly

The inspector should walk you through what they found, explain what needs attention now versus later, and answer your questions without rushing.

Great roofers make educating homeowners their primary focus during roof inspections. Oftentimes, the best roofers nearby have extensive educational articles for homeowners on their websites as well.

professional roofing replacement company

Here are some great examples:

Because trust and transparency is even more important in roofing, likely the largest home improvement project you’ll do outside of major remodels.

By the end of your quote, you should know why venting is important in a quality roof system, the types of shingles best for your roof, and the source of any roof leak you may be dealing with.

Gave Honest Repair vs. Replace Recommendation

Trust Score Impact: Honesty Indicators (0.9 points)

The best contractors sometimes tell you that you don’t need a new roof. If they recommend a repair instead of a replacement, that’s a sign of integrity.

We specifically look for “told me I didn’t need” or “recommended repair” language in reviews when calculating Trust Scores.

HomeHero Example15+ Google reviews specifically mention HomeHero recommending a repair instead of a replacement.

When it comes to roofers, HomeHero is know as the leading voice on whether you should repair or replace your roof.

In the Quote: What It Should Include

Trust Score Impact: Pricing/Value (0.9 points)

A professional roofing estimate should arrive within 48 hours or within 4 days during peak season. It should be detailed enough that you understand exactly what you’re paying for.

And, always, in writing with a copy shared with you for your records.

Itemized Line Items

A single lump sum with no breakdown hides what you’re getting. Look for separate line items for:

  • Tear-off and disposal
  • Underlayment
  • Ice and water shield
  • Types of shingles or applicable roof materials used
  • Flashing (including flashing around chimneys and vents instead of just “caulk”)
  • Ventilation
  • Ridge caps
  • Permit and cleanup

The more specific your roofer is on the kinds of roof materials they’ll be using under the shingles, the better. In fact, most roofing manufacturer warranties are voided if you don’t use manufacturer-approved materials like synthetic underlayment, starter strips, or hip and ridge cap shingles.

Includes Full Tear-Off Of Old Shingles

The quote should specify full tear-off of the old shingles down to the decking, not a layover. A layover or re-roof is when you install new shingles directly over the old ones.

Indeed, layovers are cheaper but hide problems, void many warranties, and reduce the average lifespan of your roof.

Decking Inspection and Replacement

This is where surprise charges or hidden fees happen. A good quote spells out:

  • Decking will be inspected during tear-off
  • What’s included (e.g., “first 2 sheets of plywood included”)
  • What costs extra (e.g., “additional sheets at $X per sheet”)
roof decking diagram

HomeHero ExampleDecking inspection included. Pricing for rotted decking replacement specified upfront. No surprise charges.

Ice and Water Shield Included

Ice and water shields are required in many municipalities in Illinois and most midwestern states when installing or replacing entire roofs.

Most jurisdictions follow International Residential Code (IRC) or International Building Code (IBC) standards. These state that ice and water shields should be installed in valleys and along eaves.

ice and water shield required in estimate

Likewise, most building codes followed by local towns in Chicago’s suburbs require a non-corrosive metal drip edge flashing along eaves and gables.

If both drip edge flashing and ice and water shields are not in your roof replacement quote, ask why.

Shingle Brand and Product Line Specified

The quote should name exact shingle products:

  • Good: “Owens Corning Duration”
  • Bad: “Architectural shingles” or “Asphalt Shingles”
roofing install materials owens corning

HomeHero ExampleOwens Corning materials specified by product line. We also help you choose shingle colors during project planning.

Workmanship Warranty in Writing

Trust Score Impact: Warranty Terms (0.9 points)

Two warranties matter in residential roofing:

  • Manufacturer warranty: Covers material defects. Usually 20-50 years.
  • Workmanship warranty: Covers installation errors. Look for 5+ years, ideally 10 years or more.

Ask about transferability. Can the warranty transfer if you sell the home?

Avoid any roofer that claims to have a lifetime warranty but doesn’t readily share the fine print. Also remember that if they are located out of state, it’s rare that they’ll be able to honor any warranty period, no matter the length.

HomeHero Example10-year workmanship warranty, transferable to new owners, in writing. All warranty details can be found on our website and in every quote.
ten year workmanship warranty homehero roofing

Here is what a proper 10 year or more workmanship warranty should look like from a reliable roofing company, with full terms explained.

Accordingly, any trustworthy roofer should have it detailed on their website and in any written quote you receive from them.

Permit and Inspection Included

The contractor should pull the permit and schedule the municipal inspection. In Illinois, the contractor’s license number must appear on the permit application and your written estimate.

If they ask you, as the homeowner, to pull the permit, walk away.

What a Reliable Roofer Actually Looks Like

We’ve described what to look for. Here’s what a good contractor looks like in practice. HomeHero Roofing was built around these principles, ensuring the best quality roofing system possible.

CategoryHomeHero Roofing
License#104.019924 / #105.010799, active, owner, (Matt Balducci, is the qualifying party
Insurance$2,000,000 general liability aggregate, fully bonded, workers comp active
Payment$0 down, financing available, payment due at completion
CertificationOwens Corning Preferred Contractor
Workmanship Warranty10 years, transferable to new owners
Reviews120+ Google reviews, 5.0 average
Service AreaDowners Grove, Naperville, Hinsdale, La Grange, all Chicago western suburbs
InspectionRoof and attic, photos provided, honest assessment
Address2333 Wisconsin Ave, Suite 5, Downers Grove, IL 60515
Phone(630) 827-8732
Trust Score9.2 / 10

Moreover, HomeHero leads with an education-first approach, ensuring homeowners know their options and what makes for a quality roof installation. Lastly, we pride ourselves on our zero-pressure approach based on 100% transparency. Basically, what you see is what you get with HomeHero, no gotchas or hidden fees.

The only way we can do that is because we narrow our focus to residential asphalt shingle roofing and a few roof related services. Outside of our roof repairs and roof replacement services we only offer service options that act as value adds to a quality roof system like gutters, attic ventilation, skylight repair, and fascia or soffit replacement.

What HomeHero Doesn’t Do

HomeHero is a residential roofing company. We don’t do commercial work or roof layovers. Commercial roofing requires different crews, insurance structures, equipment, and business operations than residential, and we’d rather do one thing exceptionally well than spread ourselves thin. While we’ve installed metal, slate, cedar shake, and tile, our specialty is asphalt shingle roofing, which covers 80% of homes in the western suburbs.

roof replacement service specialists

We also focus exclusively on roofing and roof-related work: roofs, gutters, fascia, and soffit as well as gutters and gutter guards. That’s it. No siding, no windows, no general contracting. And we don’t do public adjusting. Some companies offer to handle your insurance claim and do your roof, which creates a conflict of interest and, in many cases, crosses into insurance fraud territory under Illinois law.

We’re roofers. If you need a public adjuster, hire one separately to avoid potential conflicts of interest.

Does Company Age Actually Matter in 2026?

Some checklists flag HomeHero as a “newer company.” That’s technically true. HomeHero was founded in 2023. But here’s the question worth asking: does company age actually predict quality?

Second-Generation Doesn’t Mean Future-ProofA company that’s been around since 1985 can still close tomorrow. Look around your town at the longtime local businesses that have shut down in the past five years. Past longevity doesn’t guarantee future staying power. What matters in 2026 is whether a company has the fundamentals: active licensing, current insurance, recent reviews, responsive ownership, and financial stability signals like no-deposit policies and third-party financing. A newer company built on solid fundamentals is a better bet than an aging company coasting on reputation.
expert roofing team at HomeHero measuring roof

Remember, the years in business of a roofer tells you when the business entity was registered. It doesn’t tell you how much experience the owners and crews have, whether the company will honor your warranty, or how well they’ll treat you.

Big Doesn’t Mean BetterSome of the largest roofing companies in the country have been rolled up by private equity, loaded with debt, and pushed to hit sales quotas that reward pressure tactics over quality work. National backing doesn’t mean a company will be around to honor your warranty. Several major restoration brands have collapsed in the past few years, leaving homeowners with worthless guarantees. A local company with verified licensing, owner involvement, and a clean track record is often a safer long-term bet than a national name you saw on a TV commercial.

Better questions to ask a roofer:

  • “What’s your Illinois roofing license number?”
  • “Who is your qualifying party, and are they still actively involved?”
  • “How many roofs have you completed in my town in the past 12 months?”
  • “What happens if you go out of business before my warranty expires?”
  • “Can I see recent reviews from homeowners in my area?”

Appendix: How the Trust Score Works

For homeowners who want to dig deeper, here’s the methodology behind our Trust Score system.

We developed this framework after analyzing over 2,000 reviews across roofing contractors in Chicago’s western suburbs. We personally verified every contractor’s Illinois roofing license directly through IDFPR’s online database, checking license type, expiration date, and disciplinary history.

A Note on Local Weighting

The core Trust Score factors remain consistent, but we adjust weights slightly based on local market conditions. For example, our Downers Grove analysis weighted physical address verification more heavily because the June 2021 EF-3 tornado brought an influx of storm chasers to that area.

Different towns have different risks. A suburb with recent storm damage may have more fly-by-night operators. We adjust accordingly while keeping the overall scoring framework the same.

Trust Score Factors

FactorMax PtsWhy It Matters
License Verified1.1Legal compliance and accountability
Average Rating1.1Customer satisfaction baseline
Review Velocity (2025-2026)1.1Recent reviews show current performance
Negative Review Patterns0.9Recurring complaints are warning signs
BBB Status0.9Dispute resolution track record
Warranty Terms0.9Long-term protection commitment
Honesty Indicators0.9Told customers they didn’t need work
Pricing/Value0.9Fair pricing, no surprise bills
Review Volume0.7More data = more reliable picture
Payment Flexibility0.7No deposit and offer financing
Manufacturer Certifications0.7Training and quality standards
Total10.0

You can see how we applied this methodology in our Naperville roofer comparison guide.

Ready to Put This to the Test?

You’ve got the checklist. Put us to the test. HomeHero roofing offers free roof inspections with a zero-stress and 100% transparent approach guaranteed.

roof inspection in progress by homehero

We take the time to inspect your roof and attic, take photos, explain what we find, and give you an honest assessment. No pressure, no obligation. Just peace of mind you can rely on during one of the biggest home improvement decisions you’ll make.

Here are a few more reasons homeowners love working with HomeHero Roofing as a good roofer reference.

If we don’t meet every standard on this page, don’t hire us.

A portion of every roofing project completed by HomeHero is donated to local, west suburban Chicago veterans organizations and charities to help everyday heroes who served our county.

andre kazimierski homehero roofing
About the Author:

Andre Kazimierski

President and Co-Owner of HomeHero Roofing
More about Andre Kazimierski

With two decades of experience launching and scaling successful companies in the home improvement industry, Andre brings unparalleled expertise and passion to HomeHero Roofing. Committed to delivering the highest-quality roofing services, Andre ensures every project meets the exceptional standards that HomeHero customers expect and deserve.

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BBB A+ rated roofing contractors with hundreds of five-star Google reviews, we provide free inspections, emergency services, and an industry-leading 10-year workmanship warranty guarantee. Choose the local roofing company your neighbors trust most.

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2333 Wisconsin Ave Suite 5, Downers Grove, IL, 60515

Office Hours: Mon-Sun: 6 AM - 9 PM

[email protected]

(630) 827-8732

IL Roofing License No: 104.019924 / 105.010799

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